---
title: News | South Dakota Housing Development Authority | Lending
description: Lending |
---
[](https://www.sdhda.org)
- Programs
- [Homeownership](https://www.sdhda.org/homeownership)
- [First-Time Homebuyer](https://www.sdhda.org/homeownership/first-time-homebuyer)
- [Repeat Homebuyer Program](https://www.sdhda.org//homeownership/repeat-homebuyer-program)
- [Governor's House Program](https://www.sdhda.org//homeownership/governors-house-program)
- [Home Improvement](https://www.sdhda.org/homeownership/home-improvement)
- [Downpayment Assistance](https://www.sdhda.org/homeownership/downpayment-assistance)
- [Tools](https://www.sdhda.org/homeownership/tools)
- [My SDHDA Loan](https://www.sdhda.org/homeownership/my-sdhda-loan)
- [Lenders](https://www.sdhda.org/homeownership/lenders)
- [Realtors](https://www.sdhda.org/homeownership/realtors)
- [Renting](https://www.sdhda.org/for-renters)
- [Rental Assistance](https://www.sdhda.org/for-renters/rental-assistance)
- [Rental Housing Search](https://www.sdhda.org/for-renters/rental-housing-search)
- [Do I Qualify](https://www.sdhda.org/for-renters/do-i-qualify)
- [Affordable Rental Housing Frequently Asked Questions](https://www.sdhda.org/for-renters/affordable-rental-housing-frequently-asked-questions)
- [Fair Housing and Your Rights](https://www.sdhda.org/for-renters/fair-housing-and-your-rights)
- [Tips For Renters](https://www.sdhda.org/for-renters/tips-for-renters)
- [Legal Services of SD](https://www.sdhda.org/for-renters/discrimination-complaints)
- [Property Management](https://www.sdhda.org/property-management/education-and-training)
- [Education and Training](https://www.sdhda.org/property-management/education-and-training)
- [Fair Housing and Legal](https://www.sdhda.org/property-management/fair-housing-and-legal)
- [Property Management Resources](https://www.sdhda.org/property-management/management-resources)
- [Program Compliance](https://www.sdhda.org/property-management/program-compliance)
- [Social Programs](https://www.sdhda.org/social-programs/)
- [Disaster Relief Funding](https://www.sdhda.org/social-programs/disaster-relief-funding)
- [Security Deposit Assistance](https://www.sdhda.org/social-programs/security-deposit-assistance-housing-development)
- [Homeowner Rehabilitation Program](https://www.sdhda.org/social-programs/homeowner-rehabilitation-program)
- [Emergency Solutions Grants Program](https://www.sdhda.org/social-programs/emergency-solutions-grants-program)
- [Paint-South Dakota](https://www.sdhda.org/social-programs/paint-south-dakota)
- [Continuum Of Care](https://www.sdhda.org/social-programs/continuum-of-care)
- [Section 811 PRA Program](https://www.sdhda.org/social-programs/section-811-pra-program)
- About
- [Contact Us](https://www.sdhda.org/about/contact-us)
- [Agendas & Minutes](https://www.sdhda.org/about/agendas-minutes)
- [Annual Conference](https://www.sdhda.org/about/annual-conference)
- [Events](https://www.sdhda.org/about/events)
- [Investors](https://www.sdhda.org/investors/liquidity-reports)
- [Liquidity Reports](https://www.sdhda.org/investors/liquidity-reports)
- [Disclosure Reports](https://www.sdhda.org/investors/disclosure-reports)
- [Financial Reports](https://www.sdhda.org/investors/financial-reports)
- [Annual Reports](https://www.sdhda.org/investors/annual-reports)
- [Municipal Advisor Disclosure](https://www.sdhda.org/investors/municipal-advisor-disclosure)
- [Blog](https://blog.sdhda.org/)
- [Contact](https://www.sdhda.org/about/contact-us)
- Search
[Home](https://sdhda.org/) [](https://sdhda.org)
- [Homeownership](https://www.sdhda.org/homeownership/home-ownership)
- [First-Time Homebuyer](https://www.sdhda.org/homeownership/first-time-homebuyer)
- [Repeat Homebuyer Program](https://www.sdhda.org/homeownership/repeat-homebuyer-program)
- [Governor's House Program](https://www.sdhda.org/homeownership/governors-house-program)
- [Home Improvement](https://www.sdhda.org/homeownership/home-improvement)
- [Downpayment Assistance](https://www.sdhda.org/homeownership/downpayment-assistance)
- [Tools](https://www.sdhda.org/homeownership/tools)
- [My SDHDA Loan](https://www.sdhda.org/homeownership/my-sdhda-loan)
- [Lenders](https://www.sdhda.org/homeownership/lenders)
- [Realtors](https://www.sdhda.org/homeownership/realtors)
- [Renting](https://www.sdhda.org/renting/for-renters)
- [Rental Assistance](https://www.sdhda.org/for-renters/rental-assistance)
- [Rental Housing Search](https://www.sdhda.org/for-renters/rental-housing-search)
- [Do I Qualify](https://www.sdhda.org/for-renters/do-i-qualify)
- [Affordable Rental Housing Frequently Asked Questions](https://www.sdhda.org/for-renters/affordable-rental-housing-frequently-asked-questions)
- [Fair Housing and Your Rights](https://www.sdhda.org/for-renters/fair-housing-and-your-rights)
- [Tips For Renters](https://www.sdhda.org/for-renters/tips-for-renters)
- [Legal Services of SD](https://www.sdhda.org/for-renters/discrimination-complaints)
- [Housing Development](https://www.sdhda.org/housing-development/housing-development)
- [Housing Development Resources](https://www.sdhda.org/housing-development/housing-development-resources)
- [HOME Program](https://www.sdhda.org/housing-development/home-program)
- [Housing Tax Credits](https://www.sdhda.org/housing-development/housing-tax-credits)
- [Housing Opportunity Fund](https://www.sdhda.org/housing-development/housing-opportunity-fund)
- [Housing Trust Fund](https://www.sdhda.org/housing-development/housing-trust-fund)
- [Housing Development Programs](https://www.sdhda.org/housing-development/housing-development-programs)
- [Plans, Forms and Resources](https://www.sdhda.org/housing-development/plans-forms-and-resources)
- [Application Submission](https://www.sdhda.org/housing-development/application-submission)
- [Property Management](https://www.sdhda.org/property-management/education-and-training)
- [Education and Training](https://www.sdhda.org/property-management/education-and-training)
- [Fair Housing and Legal](https://www.sdhda.org/property-management/fair-housing-and-legal)
- [Property Management Resources](https://www.sdhda.org/property-management/management-resources)
- [Program Compliance](https://www.sdhda.org/property-management/program-compliance)
- [Business Partners](https://www.sdhda.org/property-management/business-partners)
- [Social Programs](https://www.sdhda.org/social-programs/paint-south-dakota)
- [Paint-South Dakota](https://www.sdhda.org/social-programs/paint-south-dakota)
- [Continuum Of Care](https://www.sdhda.org/social-programs/continuum-of-care)
- [Emergency Solutions Grants Program](https://www.sdhda.org/social-programs/emergency-solutions-grants-program)
- [Section 811 PRA Program](https://www.sdhda.org/social-programs/section-811-pra-program)
- [About](https://www.sdhda.org/about/about-sdhda-south-dakota-housing-development-authority)
- [About SDHDA](https://www.sdhda.org/about/about-sdhda-south-dakota-housing-development-authority)
- [Disclosure Reports](https://www.sdhda.org/about/disclosure-reports)
- [Investors](https://www.sdhda.org/investors/liquidity-reports)
- [Liquidity Reports](https://www.sdhda.org/investors/liquidity-reports)
- [Financial Reports](https://www.sdhda.org/investors/financial-reports)
- [Annual Reports](https://www.sdhda.org/investors/annual-reports)
- [Municipal Advisor Disclosure](https://www.sdhda.org/investors/municipal-advisor-disclosure)
Your source for expert information on housing in South Dakota
## [South Dakota Housing Honors Top Lenders](https://info.sdhda.org/south-dakota-housing-honors-top-lenders)
[](https://info.sdhda.org/south-dakota-housing-honors-top-lenders)
South Dakota Housing today recognized the seven top loan originators of its homeownership loan programs. These programs provide affordable homeownership financing opportunities, which in turn provides security for families, stabilization for communities and the foundation from which dreams are built upon.
[Read More](https://info.sdhda.org/south-dakota-housing-honors-top-lenders)
Topics: [Latest News](https://info.sdhda.org/topic/latest-news), [Lending](https://info.sdhda.org/topic/lending)
- [Tweet](https://twitter.com/share)
## [SDHDA Announces New Options for First-Time and Repeat Homebuyers](https://info.sdhda.org/sdhda-announces-new-options-for-first-time-and-repeat-homebuyers)
[](https://info.sdhda.org/sdhda-announces-new-options-for-first-time-and-repeat-homebuyers)
**SDHDA Announces New Options for First-Time and Repeat Homebuyers**
[Read More](https://info.sdhda.org/sdhda-announces-new-options-for-first-time-and-repeat-homebuyers)
Topics: [Homeownership](https://info.sdhda.org/topic/homeownership), [Latest News](https://info.sdhda.org/topic/latest-news), [Lending](https://info.sdhda.org/topic/lending)
- [Tweet](https://twitter.com/share)
## [3 Reasons Your Bank Should Offer Financing for the Purchase of Governor's Houses](https://info.sdhda.org/3-reasons-your-bank-should-offer-financing-for-the-purchase-of-governors-houses)
[](https://info.sdhda.org/3-reasons-your-bank-should-offer-financing-for-the-purchase-of-governors-houses)
A lender's roster of home loan products probably includes fixed-rate mortgages, construction loans, home-equity loans, lines of credit and a host of other products. The Governor's House program from SDHDA is one homeownership opportunity that you should promote to your customers or members.
**Here are three reasons promoting Governor's Houses can be [a positive influence](https://blog.sdhda.org/what-a-homebuyer-is-looking-for-in-a-lender) on your institution's brand.**
[Read More](https://info.sdhda.org/3-reasons-your-bank-should-offer-financing-for-the-purchase-of-governors-houses)
Topics: [Lending](https://info.sdhda.org/topic/lending)
- [Tweet](https://twitter.com/share)
## [How Mortgage Lenders Can Better Cater to Veterans](https://info.sdhda.org/how-mortgage-lenders-can-better-cater-to-veterans)
[](https://info.sdhda.org/how-mortgage-lenders-can-better-cater-to-veterans)
When it comes to military veterans, returning home from service can come with a lot of adjustments. One of those adjustments may be finding or building a house to come home to in the first place. As a lender, there are small ways that you can enhance your offerings to military veterans.
**Here are a few ways that financial institutions can better cater to vets.**
[Read More](https://info.sdhda.org/how-mortgage-lenders-can-better-cater-to-veterans)
Topics: [Lending](https://info.sdhda.org/topic/lending)
- [Tweet](https://twitter.com/share)
## [What a Homebuyer is Looking for in a Lender](https://info.sdhda.org/what-a-homebuyer-is-looking-for-in-a-lender)
[](https://info.sdhda.org/what-a-homebuyer-is-looking-for-in-a-lender)
As a lender, your business will ebb and flow based off of the decisions of homebuying borrowers. If potential customers buy into what you're offering, your business can grow in sync. So what are homebuyers looking for in a potential lender, anyway?
**Here are four things you should keep in mind when trying to attract new borrowers.**
[Read More](https://info.sdhda.org/what-a-homebuyer-is-looking-for-in-a-lender)
Topics: [Lending](https://info.sdhda.org/topic/lending)
- [Tweet](https://twitter.com/share)
## [Mastering Mortgages: Offering the Best Home Loans to Your Customers](https://info.sdhda.org/mastering-mortgages-offering-the-best-home-loans-to-your-customers)
[](https://info.sdhda.org/mastering-mortgages-offering-the-best-home-loans-to-your-customers)
Lenders and financial institutions that offer mortgages have a unique opportunity—to provide the key to owning a home to potentially thousands of families and individuals. So what can a mortgage lender do to offer the best possible options for their potential and existing customers?
**Here are four avenues you should take as a lender to diversify your offerings.**
[Read More](https://info.sdhda.org/mastering-mortgages-offering-the-best-home-loans-to-your-customers)
Topics: [Lending](https://info.sdhda.org/topic/lending)
- [Tweet](https://twitter.com/share)
## [Understanding Lending Terms: Picking the Right Mortgage](https://info.sdhda.org/understanding-lending-terms-picking-the-right-mortgage)
[](https://info.sdhda.org/understanding-lending-terms-picking-the-right-mortgage)
You’re driving through neighborhoods, looking for your future home. You find “the one” and start asking yourself, “How will I pay for this?” A lot of homebuyers, especially first-timers, can get confused by the next step—**lending**. It’s nothing a little preparation and understanding of the right terms can’t solve.
**What do you need to know about mortgages? Take a look at these essential terms to get started.**
[Read More](https://info.sdhda.org/understanding-lending-terms-picking-the-right-mortgage)
Topics: [Lending](https://info.sdhda.org/topic/lending)
- [Tweet](https://twitter.com/share)
## [4 Lender Benefits of Offering the First-Time Homebuyer Program](https://info.sdhda.org/4-lender-benefits-of-offering-the-first-time-homebuyer-program)
[](https://info.sdhda.org/4-lender-benefits-of-offering-the-first-time-homebuyer-program)
What’s the importance of attracting first-time homebuyers to your bank, credit union or financial institution? What benefits can participating in the South Dakota Housing Development Authority (SDHDA) First-Time Homebuyer Program truly provide a lender?
**There’s more than one reason to become a participating lender—here are a few of them.**
[Read More](https://info.sdhda.org/4-lender-benefits-of-offering-the-first-time-homebuyer-program)
Topics: [Lending](https://info.sdhda.org/topic/lending)
- [Tweet](https://twitter.com/share)
## [Lending in South Dakota: How Your Customers Are Rating You](https://info.sdhda.org/lending-in-south-dakota-how-your-customers-are-rating-you)
[](https://info.sdhda.org/lending-in-south-dakota-how-your-customers-are-rating-you)
When it comes to building a good reputation in the housing market as a reliable lender, feedback from your key markets is, well, *key*. That’s why the South Dakota Housing Development Authority’s (SDHDA) regular survey of mortgage lending customers participating in the SDHDA homeownership programs offers some valuable insight into where your customers’ heads are at.
[Read More](https://info.sdhda.org/lending-in-south-dakota-how-your-customers-are-rating-you)
Topics: [Lending](https://info.sdhda.org/topic/lending)
- [Tweet](https://twitter.com/share)
## [Coming Soon: 2016 SDHDA Annual Housing Conference](https://info.sdhda.org/coming-soon-2016-sdhda-annual-housing-conference)
[](https://info.sdhda.org/coming-soon-2016-sdhda-annual-housing-conference)
The **26th Annual Statewide Housing Conference** is just around the corner. Set to take place Oct. 25-26, at the Ramkota RiverCenter in Pierre, the conference will feature plenty of networking opportunities and breakout sessions covering topics ranging from property management and housing policies to development and homeownership.
[Read More](https://info.sdhda.org/coming-soon-2016-sdhda-annual-housing-conference)
Topics: [Property Development](https://info.sdhda.org/topic/property-development), [Property Management](https://info.sdhda.org/topic/property-management), [Lending](https://info.sdhda.org/topic/lending)
- [Tweet](https://twitter.com/share)
[All posts](https://info.sdhda.org/all) [Next](https://info.sdhda.org/topic/lending/page/2)
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- Main Menu
- [About](https://www.sdhda.org/about/about-sdhda-south-dakota-housing-development-authority)
- [Homeownership](https://www.sdhda.org/homeownership)
- [Housing Development](https://www.sdhda.org/housing-development)
- [Investors](https://www.sdhda.org/investors/)
- [Lender List](https://www.sdhda.org/homeownership/first-time-homebuyer/first-time-homebuyer-participating-lender-list)
- [Property Management](https://www.sdhda.org/property-management)
- [Renting](https://www.sdhda.org/for-renters)
- [Social Programs](https://www.sdhda.org/social-programs)
- [Blog](http://blog.sdhda.org/)
- Resource Links
- [sdhousingsearch.com](http://sdhousingsearch.com/)
- [Governor’s House](https://www.sdhda.org/homeownership/governors-house-program)
- [SD HERO - Homebuyer Education](http://sdhomebuyered.org/)
- [Housing for the Homeless](http://www.housingforthehomeless.org/)
# Contact
[P.O. Box 1237, 3060 East Elizabeth Street, Pierre, SD 57501](https://goo.gl/maps/qaN44UEeRXn)
Phone: [605-773-3181](tel:6057733181) Fax: [605-773-5154](fax:+605.773.5154) [info@sdhda.org](mailto:info@sdhda.org)
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