---
title: News | South Dakota Housing Development Authority | Homeownership
description: Homeownership |
---

[![South Dakota Housing](https://info.sdhda.org/hubfs/SDHDA_July2019/Images/hero-logo.png)](https://www.sdhda.org)

- Programs 
    - [Homeownership](https://www.sdhda.org/homeownership) 
          - [First-Time Homebuyer](https://www.sdhda.org/homeownership/first-time-homebuyer)
          - [Repeat Homebuyer Program](https://www.sdhda.org//homeownership/repeat-homebuyer-program)
          - [Governor's House Program](https://www.sdhda.org//homeownership/governors-house-program)
          - [Home Improvement](https://www.sdhda.org/homeownership/home-improvement)
          - [Downpayment Assistance](https://www.sdhda.org/homeownership/downpayment-assistance)
          - [Tools](https://www.sdhda.org/homeownership/tools)
          - [My SDHDA Loan](https://www.sdhda.org/homeownership/my-sdhda-loan)
          - [Lenders](https://www.sdhda.org/homeownership/lenders)
          - [Realtors](https://www.sdhda.org/homeownership/realtors)
    - [Renting](https://www.sdhda.org/for-renters) 
          - [Rental Assistance](https://www.sdhda.org/for-renters/rental-assistance)
          - [Rental Housing Search](https://www.sdhda.org/for-renters/rental-housing-search)
          - [Do I Qualify](https://www.sdhda.org/for-renters/do-i-qualify)
          - [Affordable Rental Housing Frequently Asked Questions](https://www.sdhda.org/for-renters/affordable-rental-housing-frequently-asked-questions)
          - [Fair Housing and Your Rights](https://www.sdhda.org/for-renters/fair-housing-and-your-rights)
          - [Tips For Renters](https://www.sdhda.org/for-renters/tips-for-renters)
          - [Legal Services of SD](https://www.sdhda.org/for-renters/discrimination-complaints)
    - [Property Management](https://www.sdhda.org/property-management/education-and-training) 
          - [Education and Training](https://www.sdhda.org/property-management/education-and-training)
          - [Fair Housing and Legal](https://www.sdhda.org/property-management/fair-housing-and-legal)
          - [Property Management Resources](https://www.sdhda.org/property-management/management-resources)
          - [Program Compliance](https://www.sdhda.org/property-management/program-compliance)
    - [Social Programs](https://www.sdhda.org/social-programs/) 
          - [Disaster Relief Funding](https://www.sdhda.org/social-programs/disaster-relief-funding)
          - [Security Deposit Assistance](https://www.sdhda.org/social-programs/security-deposit-assistance-housing-development)
          - [Homeowner Rehabilitation Program](https://www.sdhda.org/social-programs/homeowner-rehabilitation-program)
          - [Emergency Solutions Grants Program](https://www.sdhda.org/social-programs/emergency-solutions-grants-program)
          - [Paint-South Dakota](https://www.sdhda.org/social-programs/paint-south-dakota)
          - [Continuum Of Care](https://www.sdhda.org/social-programs/continuum-of-care)
          - [Section 811 PRA Program](https://www.sdhda.org/social-programs/section-811-pra-program)
    - About 
          - [Contact Us](https://www.sdhda.org/about/contact-us)
          - [Agendas & Minutes](https://www.sdhda.org/about/agendas-minutes)
          - [Annual Conference](https://www.sdhda.org/about/annual-conference)
          - [Events](https://www.sdhda.org/about/events)
    - [Investors](https://www.sdhda.org/investors/liquidity-reports) 
          - [Liquidity Reports](https://www.sdhda.org/investors/liquidity-reports)
          - [Disclosure Reports](https://www.sdhda.org/investors/disclosure-reports)
          - [Financial Reports](https://www.sdhda.org/investors/financial-reports)
          - [Annual Reports](https://www.sdhda.org/investors/annual-reports)
          - [Municipal Advisor Disclosure](https://www.sdhda.org/investors/municipal-advisor-disclosure)
- [Blog](https://blog.sdhda.org/)
- [Contact](https://www.sdhda.org/about/contact-us)
- Search

[Home](https://sdhda.org/) [![homepage icon](https://info.sdhda.org/hubfs/SDHDA_July2019/Fonts/house-icon-white.png)](https://sdhda.org)

- [Homeownership](https://www.sdhda.org/homeownership/home-ownership) 
    - [First-Time Homebuyer](https://www.sdhda.org/homeownership/first-time-homebuyer)
    - [Repeat Homebuyer Program](https://www.sdhda.org/homeownership/repeat-homebuyer-program)
    - [Governor's House Program](https://www.sdhda.org/homeownership/governors-house-program)
    - [Home Improvement](https://www.sdhda.org/homeownership/home-improvement)
    - [Downpayment Assistance](https://www.sdhda.org/homeownership/downpayment-assistance)
    - [Tools](https://www.sdhda.org/homeownership/tools)
    - [My SDHDA Loan](https://www.sdhda.org/homeownership/my-sdhda-loan)
    - [Lenders](https://www.sdhda.org/homeownership/lenders)
    - [Realtors](https://www.sdhda.org/homeownership/realtors)
- [Renting](https://www.sdhda.org/renting/for-renters) 
    - [Rental Assistance](https://www.sdhda.org/for-renters/rental-assistance)
    - [Rental Housing Search](https://www.sdhda.org/for-renters/rental-housing-search)
    - [Do I Qualify](https://www.sdhda.org/for-renters/do-i-qualify)
    - [Affordable Rental Housing Frequently Asked Questions](https://www.sdhda.org/for-renters/affordable-rental-housing-frequently-asked-questions)
    - [Fair Housing and Your Rights](https://www.sdhda.org/for-renters/fair-housing-and-your-rights)
    - [Tips For Renters](https://www.sdhda.org/for-renters/tips-for-renters)
    - [Legal Services of SD](https://www.sdhda.org/for-renters/discrimination-complaints)
- [Housing Development](https://www.sdhda.org/housing-development/housing-development) 
    - [Housing Development Resources](https://www.sdhda.org/housing-development/housing-development-resources)
    - [HOME Program](https://www.sdhda.org/housing-development/home-program)
    - [Housing Tax Credits](https://www.sdhda.org/housing-development/housing-tax-credits)
    - [Housing Opportunity Fund](https://www.sdhda.org/housing-development/housing-opportunity-fund)
    - [Housing Trust Fund](https://www.sdhda.org/housing-development/housing-trust-fund)
    - [Housing Development Programs](https://www.sdhda.org/housing-development/housing-development-programs)
    - [Plans, Forms and Resources](https://www.sdhda.org/housing-development/plans-forms-and-resources)
    - [Application Submission](https://www.sdhda.org/housing-development/application-submission)
- [Property Management](https://www.sdhda.org/property-management/education-and-training) 
    - [Education and Training](https://www.sdhda.org/property-management/education-and-training)
    - [Fair Housing and Legal](https://www.sdhda.org/property-management/fair-housing-and-legal)
    - [Property Management Resources](https://www.sdhda.org/property-management/management-resources)
    - [Program Compliance](https://www.sdhda.org/property-management/program-compliance)
    - [Business Partners](https://www.sdhda.org/property-management/business-partners)
- [Social Programs](https://www.sdhda.org/social-programs/paint-south-dakota) 
    - [Paint-South Dakota](https://www.sdhda.org/social-programs/paint-south-dakota)
    - [Continuum Of Care](https://www.sdhda.org/social-programs/continuum-of-care)
    - [Emergency Solutions Grants Program](https://www.sdhda.org/social-programs/emergency-solutions-grants-program)
    - [Section 811 PRA Program](https://www.sdhda.org/social-programs/section-811-pra-program)
- [About](https://www.sdhda.org/about/about-sdhda-south-dakota-housing-development-authority) 
    - [About SDHDA](https://www.sdhda.org/about/about-sdhda-south-dakota-housing-development-authority)
    - [Disclosure Reports](https://www.sdhda.org/about/disclosure-reports)
- [Investors](https://www.sdhda.org/investors/liquidity-reports) 
    - [Liquidity Reports](https://www.sdhda.org/investors/liquidity-reports)
    - [Financial Reports](https://www.sdhda.org/investors/financial-reports)
    - [Annual Reports](https://www.sdhda.org/investors/annual-reports)
    - [Municipal Advisor Disclosure](https://www.sdhda.org/investors/municipal-advisor-disclosure)

Your source for expert information on housing in South Dakota

## [Aid Available for Individuals Struggling to Make Their House Payment](https://info.sdhda.org/aid-available-for-individuals-struggling-to-make-their-house-payment)

[![SDHDA Logo](https://info.sdhda.org/hs-fs/hubfs/SDHDA_Logo.jpg?width=900&name=SDHDA_Logo.jpg)](https://info.sdhda.org/aid-available-for-individuals-struggling-to-make-their-house-payment)

**For Immediate Release:  
February 24, 2022                                                        **

[Read More](https://info.sdhda.org/aid-available-for-individuals-struggling-to-make-their-house-payment)

 Topics: [Homeownership](https://info.sdhda.org/topic/homeownership), [Latest News](https://info.sdhda.org/topic/latest-news), [News](https://info.sdhda.org/topic/news)

- [Tweet](https://twitter.com/share)

## [Notice of Public Meeting & Comment Period | Housing and Community Development | Homeowner Assistance Fund](https://info.sdhda.org/notice-of-public-meeting-comment-period-housing-and-community-development-homeowner-assistance-fund)

[![SDHDA in the News Image ](https://info.sdhda.org/hs-fs/hubfs/19-SDHousing-0673-Website-Maintenance_v2.jpg?width=900&name=19-SDHousing-0673-Website-Maintenance_v2.jpg)](https://info.sdhda.org/notice-of-public-meeting-comment-period-housing-and-community-development-homeowner-assistance-fund)

[Public Meeting Presentation](https://info.sdhda.org/hubfs/CAPER-HAF-QAP%20Change%20Public%20Meeting%5B2%5D.pdf)

South Dakota Housing Development Authority (SDHDA), in partnership with the Governor’s Office of Economic Development (GOED), is conducting a public meeting and comment period to solicit comments regarding the drafts of the [Amended 2020-2021 HOME Program Allocation Plan](https://www.sdhda.org/images/docu/housing-development/Amended-2020-21-HOME-Allocation-Plan-As-Presented-to-the-Board-6-15-21.pdf), [Amended 2020-2021 Housing Trust Fund Allocation Plan](https://www.sdhda.org/images/docu/housing-development/Amended-2020-21-HTF-Allocation-Plan-As-presented-to-the-Board-6-15-21.pdf), [Amended 2020-2021 Housing Tax Credit Qualified Allocation Plan](https://www.sdhda.org/images/docu/housing-development/QAP-2020-2021-Draft-Amended.pdf) and [2020 Consolidated Plan Annual Performance Report](https://www.sdhda.org/images/docu/housing-development/Draft-2020-APR-As-presented-to-the-Board-6-15-2021.pdf).

[Read More](https://info.sdhda.org/notice-of-public-meeting-comment-period-housing-and-community-development-homeowner-assistance-fund)

 Topics: [Property Development](https://info.sdhda.org/topic/property-development), [Homeownership](https://info.sdhda.org/topic/homeownership), [Latest News](https://info.sdhda.org/topic/latest-news), [News](https://info.sdhda.org/topic/news)

- [Tweet](https://twitter.com/share)

## [SDHDA Announces New Options for First-Time and Repeat Homebuyers](https://info.sdhda.org/sdhda-announces-new-options-for-first-time-and-repeat-homebuyers)

[![SDHDA in the News](https://info.sdhda.org/hs-fs/hubfs/19-SDHousing-0673-Website-Maintenance_v2.jpg?width=900&name=19-SDHousing-0673-Website-Maintenance_v2.jpg)](https://info.sdhda.org/sdhda-announces-new-options-for-first-time-and-repeat-homebuyers)

**SDHDA Announces New Options for First-Time and Repeat Homebuyers**

[Read More](https://info.sdhda.org/sdhda-announces-new-options-for-first-time-and-repeat-homebuyers)

 Topics: [Homeownership](https://info.sdhda.org/topic/homeownership), [Latest News](https://info.sdhda.org/topic/latest-news), [Lending](https://info.sdhda.org/topic/lending)

- [Tweet](https://twitter.com/share)

## [How to Apply for Affordable Housing](https://info.sdhda.org/how-to-apply-for-affordable-housing)

[![](https://info.sdhda.org/hs-fs/hubfs/How%20to%20Apply%20for%20Affordable%20Housing.png?width=900&name=How%20to%20Apply%20for%20Affordable%20Housing.png)](https://info.sdhda.org/how-to-apply-for-affordable-housing)

Are you searching for a new place? Start the house-hunting and apartment-shopping with SDHDA. If you haven’t considered affordable housing yet, you might miss out on a quality, reasonably priced new home. Affordability isn’t just reserved for new homeowners. Renters and repeat homebuyers have opportunities to score affordable housing too. Read on for tips on how to make the process as easy as it can be.

[Read More](https://info.sdhda.org/how-to-apply-for-affordable-housing)

 Topics: [Homeownership](https://info.sdhda.org/topic/homeownership)

- [Tweet](https://twitter.com/share)

## [Modern Homesteading: The SDHDA Governor’s House](https://info.sdhda.org/modern-homesteading-the-sdhda-governors-house)

[![](https://info.sdhda.org/hs-fs/hubfs/Modern%20Homesteading-%20The%20SDHDA%20Governor%E2%80%99s%20House%20.png?width=900&name=Modern%20Homesteading-%20The%20SDHDA%20Governor%E2%80%99s%20House%20.png)](https://info.sdhda.org/modern-homesteading-the-sdhda-governors-house)

Homesteading was a unique opportunity that drove thousands of people to South Dakota from the 1860s to the 1920s. The promise of land was the driving force—the Homestead Act of 1862 guaranteed 160 acres of land to anyone willing to follow its guidelines. Today, you could argue that the Governor’s House Program is the modern equivalent of homesteading. The Governor’s House Program promises all the opportunity for ambitious people looking to own property.

[Read More](https://info.sdhda.org/modern-homesteading-the-sdhda-governors-house)

 Topics: [Homeownership](https://info.sdhda.org/topic/homeownership)

- [Tweet](https://twitter.com/share)

## [Affordable Housing In South Dakota](https://info.sdhda.org/affordable-housing-in-south-dakota)

[![](https://info.sdhda.org/hs-fs/hubfs/Affordable%20Housing%20In%20South%20Dakota.png?width=900&name=Affordable%20Housing%20In%20South%20Dakota.png)](https://info.sdhda.org/affordable-housing-in-south-dakota)

South Dakota is a great state in which to live. It’s tax-friendly, from its comparatively low local taxes and no individual income tax. With all these savings, you can really make your dollar stretch in South Dakota. But this isn’t the only perk of living in this state. South Dakota has plenty of affordable communities in which to live and, with the help of SDHDA, affordable housing to purchase or rent within its borders. One of SDHDA’s primary goals is to ensure that there is plenty of safe and affordable housing in South Dakota.

[Read More](https://info.sdhda.org/affordable-housing-in-south-dakota)

 Topics: [Homeownership](https://info.sdhda.org/topic/homeownership)

- [Tweet](https://twitter.com/share)

## [3 Home Improvement Projects for Building Equity](https://info.sdhda.org/3-home-improvement-projects-for-building-equity)

[![](https://info.sdhda.org/hs-fs/hubfs/3%20Home%20Improvement%20Projects%20for%20Building%20Equity.png?width=900&name=3%20Home%20Improvement%20Projects%20for%20Building%20Equity.png)](https://info.sdhda.org/3-home-improvement-projects-for-building-equity)

Are you interested in building equity in your home? An easy way you can add value to your property is by making home improvements. Home improvements not only add value to your property quickly, but they can also make your home life more enjoyable, comfortable and beautiful. If you don’t have any ideas off the top of your head, no worries—borrow one of ours.

[Read More](https://info.sdhda.org/3-home-improvement-projects-for-building-equity)

 Topics: [Homeownership](https://info.sdhda.org/topic/homeownership)

- [Tweet](https://twitter.com/share)

## [What is Affordable Housing?](https://info.sdhda.org/what-is-affordable-housing)

[![](https://info.sdhda.org/hs-fs/hubfs/What_is_Affordable_Housing_.jpg?width=900&name=What_is_Affordable_Housing_.jpg)](https://info.sdhda.org/what-is-affordable-housing)

If you’re in search of a new home, you may have come across the term “affordable housing” during your research. Finding a home can seem expensive or impossible to some, but affordable housing is made available to help those who need a little assistance. Affordably priced, energy-efficient and high-quality housing is all made possible through South Dakota Housing Development Authority. So, before you sign on the dotted line, be sure you’re familiar with the ins and outs of your affordable-housing options.  

[Read More](https://info.sdhda.org/what-is-affordable-housing)

 Topics: [Renting](https://info.sdhda.org/topic/renting), [Homeownership](https://info.sdhda.org/topic/homeownership)

- [Tweet](https://twitter.com/share)

## [South Dakota Housing Insights: Q&A with South Dakota Realtors](https://info.sdhda.org/south-dakota-housing-insights-qa-with-south-dakota-realtors)

[![](https://info.sdhda.org/hs-fs/hubfs/South_Dakota_Housing_Insights-_Q_A_with_South_Dakota_Realtors.jpg?width=900&name=South_Dakota_Housing_Insights-_Q_A_with_South_Dakota_Realtors.jpg)](https://info.sdhda.org/south-dakota-housing-insights-qa-with-south-dakota-realtors)

We spoke to three Realtors from different areas of South Dakota to gain their insight on the housing market, what to watch for in the future and what makes South Dakota such a great state. Read on for more info about the housing market in the Sioux Empire, in the Aberdeen area and in the Black Hills.

[Read More](https://info.sdhda.org/south-dakota-housing-insights-qa-with-south-dakota-realtors)

 Topics: [Homeownership](https://info.sdhda.org/topic/homeownership)

- [Tweet](https://twitter.com/share)

## [5 Tips for Getting the Most Out of Your Monthly Housing Budget](https://info.sdhda.org/5-tips-for-getting-the-most-out-of-your-monthly-housing-budget)

[![](https://info.sdhda.org/hs-fs/hubfs/Monthly%20Mortgage%20Tips.png?width=900&name=Monthly%20Mortgage%20Tips.png)](https://info.sdhda.org/5-tips-for-getting-the-most-out-of-your-monthly-housing-budget)

Budgeting is the framework of financial responsibility. Though it’s an easy-to-learn concept, the benefits are massive.  When people buy a new house, they might lose sight of other expenses in addition to mortgage or rent payments. If you already have a budget, it may be a good time to update it.

[Read More](https://info.sdhda.org/5-tips-for-getting-the-most-out-of-your-monthly-housing-budget)

 Topics: [Homeownership](https://info.sdhda.org/topic/homeownership)

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- Main Menu 
    - [About](https://www.sdhda.org/about/about-sdhda-south-dakota-housing-development-authority)
    - [Homeownership](https://www.sdhda.org/homeownership)
    - [Housing Development](https://www.sdhda.org/housing-development)
    - [Investors](https://www.sdhda.org/investors/)
    - [Lender List](https://www.sdhda.org/homeownership/first-time-homebuyer/first-time-homebuyer-participating-lender-list)
    - [Property Management](https://www.sdhda.org/property-management)
    - [Renting](https://www.sdhda.org/for-renters)
    - [Social Programs](https://www.sdhda.org/social-programs)
    - [Blog](http://blog.sdhda.org/)

- Resource Links 
    - [sdhousingsearch.com](http://sdhousingsearch.com/)
    - [Governor’s House](https://www.sdhda.org/homeownership/governors-house-program)
    - [SD HERO - Homebuyer Education](http://sdhomebuyered.org/)
    - [Housing for the Homeless](http://www.housingforthehomeless.org/)

# Contact

[P.O. Box 1237, 3060 East Elizabeth Street, Pierre, SD 57501](https://goo.gl/maps/qaN44UEeRXn)

 Phone: [605-773-3181](tel:6057733181)  Fax: [605-773-5154](fax:+605.773.5154) [info@sdhda.org](mailto:info@sdhda.org)

<https://www.facebook.com/SDHDA/> <https://twitter.com/firsthomesd>

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