Your source for expert information on housing in South Dakota

5 Money Tips for Apartment Renters on a Budget

Paying for an apartment includes a variety of potential strains on your budget. And when your budget is a little small to begin with, this can present some headaches. Luckily, there are plenty of tactics you can utilize to manage renting an apartment on a minimal budget.

Here are some basic starter tips for money-saving when you're a budget apartment renter.

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Topics: Renting

Mastering Mortgages: Offering the Best Home Loans to Your Customers

Lenders and financial institutions that offer mortgages have a unique opportunity—to provide the key to owning a home to potentially thousands of families and individuals. So what can a mortgage lender do to offer the best possible options for their potential and existing customers?

Here are four avenues you should take as a lender to diversify your offerings.

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Topics: Lending

5 Home Inspection Warning Signs to Keep in Mind

Home inspections are incredibly important to the homebuying process. A professional inspector can pinpoint problem areas for a potential property and save you headache down the road.

Here are five things to look out for during your home inspection.

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Topics: Homeownership

Listing a Rental: 6 Tips for Writing the Best Apartment Ad

As a property manager, you already know the basics of what to include in a rental ad—number of bedrooms, number of bathrooms, square footage and listing and security deposit price all come to mind. But what can you do to enhance your listing to attract the most high-quality applicants?

Here are six potential tips for improving your average apartment ad.

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Topics: Property Management

Understanding a "Loan Estimate" — What it Means for Your Home Purchase

Navigating the terminology of homebuying may introduce you to some new phrases that weren't in your vocabulary before. One such phrase is a "loan estimate" (f.k.a., a "good faith estimate"), which is a term used to identify a document that can be extremely helpful to you when shopping for the perfect mortgage.

Here are some aspects of loan estimates you should know about as a first-time homebuyer.

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Topics: Homeownership

7 Apartment Decorating Tips for First-Time Renters

Your first apartment is your opportunity to reflect your personality in your decor. Whether it's landlord rules, lack of space or boring furnishings, this isn't always as easy as it looks. Luckily, there is a variety of ways you can liven up your apartment space without spending too much.

Here are seven tips for decorating your first apartment.

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Topics: Renting

The First-Time Homebuyer's Guide to Aberdeen

Seeking a great place to live in Aberdeen? If you're a first-time homebuyer, South Dakota Housing Development Authority (SDHDA) can help you finance your first home in South Dakota's third-largest city. The SDHDA First-Time Homebuyer program is a great place to begin.

Take a look at our tips for getting started with the program. 

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Topics: Homeownership

How to Benefit from an Affordable Housing Program in South Dakota

Are you struggling to find quality, affordable housing for you and your family? Rest assured that you have options. There are multiple ways in which South Dakotans can make use of affordable housing programs to end the struggle.

Here are four ways to enhance your affordable housing search.

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Topics: Homeownership

How Much Mortgage Can I Afford?: Finding Your Ideal Homebuying Budget

If you're venturing into the world of homebuying, one of the first steps you'll take is determining how much of a mortgage your budget can manage. Among your income, your expenses and your debts, there are several factors that go into plotting out your homebuying budget.

Here are just a few of the ways to get started.

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Topics: Homeownership

Becoming a Property Manager: Qualifications & Steps to Consider

If you've ever rented an apartment or other leased property or know someone who has, you've likely encountered the terms "landlord," "landlady" or "property manager." If this is a career that sparks your interest, you have plenty of options—many of which depend on your level of experience and commitment to learning about the industry.

Here are a few qualifications and details you should know about when entering the field of property management.

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Topics: Property Management

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