Your rainy day fund is even more important once you buy a house. Incidental expenses will likely arise now and again, but you can prepare for them by taking the proper precautions ahead of time and arming yourself with the knowledge to confidently fix any potential emergency situations.

Whether you’re a first-time homebuyer or a second- or third-, financing can be a struggle. But you’re in luck, because the South Dakota Housing Developing Authority (SDHDA) offers financial assistance to individuals and families who qualify by meeting certain income and purchase-price standards.

Check out the variety of assistance options at your fingertips.

Choosing the right real estate agent can depend on a variety of factors. You need to establish a level of trust with the person who’s representing you so you can feel confident that you're receiving the best service to meet your needs.

When it comes to apartment living, making room for your belongings and new additions to your furniture can get tricky. Space is finite, and it's not always easy to master the organizational skills it takes to make the most of your space. But here are a few tricks that can free up some room for improvement.

It's important to not start the homebuying process without first establishing the limitations of your monthly budget. When you rent an apartment, there are certain monthly bills for which you're responsible (i.e., rent, renter's insurance, select utilities, etc.). When it comes to homeownership, however, there will likely be several additional financial responsibilities you'll want to account for in your projected budget.

If you’re in the market for your first house in Sioux Falls, the South Dakota Housing Development Authority (SDHDA) has the program for you. To get you kick-started, here are a few jumping-off points to getting involved in the SDHDA First-Time Homebuyer Program locally.

There comes a point in time in which your starter home begins to feel a little small. Whether it’s an expanding family, the desire to move to a new neighborhood or city or just a general itch to spread out, moving to a new house might be on your agenda. 

Your first time applying for a mortgage, house-shopping, obtaining a home inspection - it can get daunting. But it can all be worth it if you have the right information to guide you through the process.