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Budgeting is the framework of financial responsibility. Though it’s an easy-to-learn concept, the benefits are massive. When people buy a new house, they might lose sight of other expenses in addition to mortgage or rent payments. If you already have a budget, it may be a good time to update it.
Topics: Homeownership
Finding an apartment should be an enjoyable and stress-free experience. Before you dive right into rental-hunting, though, keep in mind that you may be eligible for an affordable rental based off of your household income. SDHDA happens to host a search portal that highlights housing that is affordable for low-income families, seniors, individuals and persons with disabilities. (Check it out here.)
Topics: Renting
Buying a house can be an exciting journey, but it isn’t always as simple as 1,2,3. After the fun of house-hunting and having your offer accepted, there’s still one more major step. Before you grab the keys to your new home, you’ll need to take care of your closing costs.
Despite the hurdles that the pandemic and economy created, now may be an opportune time to buy your first home. And that’s where mortgages come in. A mortgage is essentially a loan that a borrower pays off in order to own his or her home.
Are you a future first-time homebuyer or looking to find your next home? If you’re new to homeownership, there are a lot of terms and concepts with which you might be unfamiliar. One of the most important concepts future homeowners should know about is mortgage rates.
Topics: Homeownership
