Your household income. Your day-to-day lifestyle. Your goals. All of these factors define what “affordable” means to you when it comes to calling someplace home.
“Affordable” means different things to different people. South Dakota Housing provides programs to meet the needs of many people—individuals, couples and families.
Buying a home for the first time might seem out of your price range. But with downpayment and closing-cost assistance available in addition to financing with competitive rates, we have programs for affordable success.
Affordability isn’t just reserved for new homeowners. Those who are buying again and meet certain income standards can enjoy the same great benefits as a first-timer to make purchasing their next home more affordable.
New home construction might not always seem like the most affordable option, but there’s a program that offers affordable, pre-built homes especially made for those who are income-qualified.
Finding the ideal apartment or rental property on a budget can be overwhelming—but we provide search tools to find the best affordable and safe living space to meet your needs—whether you’re an individual or family.
Struggling to find quality, affordable housing for you and your family?
Venturing into the world of homebuying? Step one is determining how much mortgage your budget can manage.
Renting in South Dakota? Know your options. Consider these affordable renting pathways.