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What does "affordable" mean?

Your household income. Your day-to-day lifestyle. Your goals. All of these factors define what “affordable” means to you when it comes to calling someplace home.

GovtHouse
“It’s my first time buying.”

Buying a home for the first time might seem out of your price range. But with downpayment and closing-cost assistance available in addition to financing with competitive rates, we have programs for affordable success.

Explore the first-time homebuyer program
RHB
“It’s time to buy again.”

Affordability isn’t just reserved for new homeowners. Those who are buying again and meet certain income standards can enjoy the same great benefits as a first-timer to make purchasing their next home more affordable.

Explore the repeat homebuyer program
FTH
“I want to build affordably.”

New home construction might not always seem like the most affordable option, but there’s a program that offers affordable, pre-built homes especially made for those who are income-qualified.

Explore the governor's house program
AR
“I need a safe, secure rental.”

Finding the ideal apartment or rental property on a budget can be overwhelming—but we provide search tools to find the best affordable and safe living space to meet your needs—whether you’re an individual or family.

Explore affordable rentals
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How to Benefit from an Affordable Housing Program in South Dakota

Struggling to find quality, affordable housing for you and your family?

Enhance your search
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How Much Mortgage Can I Afford?: Finding Your Ideal Homebuying Budget

Venturing into the world of homebuying? Step one is determining how much mortgage your budget can manage.

Learn the facts
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How to Find an Affordable Apartment in South Dakota

Renting in South Dakota? Know your options. Consider these affordable renting pathways.

Rent wisely
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Want More Information?

Our team can help you determine which affordable housing programs may be most beneficial and best suited for you. Complete the form, and we’ll be in touch.